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Rose & Clavel Chartered Accountants

Rose & Clavel Anglo-Spanish Chartered Accountants – Setting the standards for Chartered Accountancy on the Costa del Sol.

This firm of bi-lingual Chartered Accountants offers high-quality, professional accountancy services for English speaking clients who expect the very best. They are located in Nueva Andalucia and run by Susana Serrano-Davey ACA. Susana is a bi-lingual Spanish Chartered Accountant who worked for the UK’s most prestigious accountancy firms. She has set up Rose & Clavel Chartered Accountants to offer a combination of traditional accountancy services and innovative business solutions in English and Spanish.

Services include:
Business start-up
Bookkeeping and accounting
Non-resident compliance
Corporate tax planning and compliance
Corporate finance
Finance department support

‘A question we are regularly asked is why is there no money at the end of the month or
quarter, even though the business appears to be doing well? This is a real puzzle for lots of
entrepreneurs who don’t fully understand their accounts and are running into problems. To help
these businesses, we’re organizing a new seminar packed with practical suggestions on how to
manage your finances and set your company on the path to success.’ Susana Serrano-Davey,
Rose & Clavel Chartered Accountants.

On Tuesday 4th May, Rose & Clavel Chartered Accountants will be holding the third in their
popular seminar series about Nurturing your Business. This seminar will deal with the
discrepancy between appearances and actual performance and will contain practical advice on
how to improve your profitability.

Rose & Clavel have identified two ‘usual suspects’ which contribute to this problem:
1. Insufficient profit margins set without a full understanding of turnover, cost of sales and
2. Mismanagement of cash-flow – this often arises from lack of understanding of your balance
sheet and tax requirements.

This seminar will offer you practical steps that you can take to improve your profit margins, cut
costs and fully understand the financial health of your company so you can make the right
decisions. There will be examples to illustrate the points throughout and attendees will be
encouraged to get their calculators out and start working out for themselves how their business is doing!

The seminar will be presented by Susana Serrano-Davey A.C.A, Founder and Director of Rose &
Clavel Chartered Accountants. She is a Spanish national who is also a U.K. registered Chartered
Accountant and has worked with prestigious firms including PriceWaterhouseCoopers Sheffield.
This has given her the understanding of both the Spanish and English systems. Susana is
excellent at explaining complex issues in plain English and using practical examples to help
business-people get to grips with their compliance responsibilities and learn how to manage
their financial affairs more productively.

Numbers are limited, so please reserve your place as soon as possible by contacting:

Key Information
Title: Cash-flow management master class
Date: Tuesday 4th May
Location: Rose & Clavel Chartered Accountants, Centro Plaza, Nueva Andalucia
Time: Two sessions available – 10.30-13.30 and 17.30-20.30
Cost: 25€ per person, 10€ per person for members of CIT/WIBS/4B and British Chamber of

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